DATES: Comments must be received no later than
ADDRESSES: Interested parties are encouraged to submit written comments to any or all of the agencies listed below. The agencies will share their comments with each other. Comments should be directed to:
OCC: You may submit comments to the OCC through any of the methods described below. Commenters are encouraged to submit their comments through the federal electronic rulemaking portal, if possible. Please use the heading “Interagency Policy Statement on Prudent Commercial Real Estate Lending Plans” to help organize and distribute comments. Federal eRulemaking Portal–“Regulations.gov”: Go to www.regulations.gov. Enter “Docket ID OCC-2022-0017” in the search box and click “Search”. Click “Comment Now” to submit public comments. For help with submitting effective comments, please click on “View Commentator Checklist”. Click the “Help” tab on the Regulations.gov home page for information on using Regulations.gov, including instructions for submitting public comments.
* Mail: Office of the Chief Counsel, Attn: Comment Handling,
* Personal delivery/mail:
Instructions: You must include “OCC” as the agency name and “Case ID OCC-2022-0017” in your comment.
In general, the OCC will enter all comments received on file and post the comments on the Regulations.gov website without modification, including any business or personal information provided, such as name and address, email addresses, email or phone numbers. Comments received, including attachments and other supporting documents, form part of the public record and are subject to public disclosure. Do not include any information in your comment or supporting materials that you consider confidential or inappropriate for public disclosure.
You can view the comments and other related documents relating to this action using the following method:
Posting comments electronically: Go to www.regulations.gov. Enter “Docket ID OCC-2022-0017” in the search box and click “Search”. Click “Open Folder Folder” on the right side of the screen. Comments and supporting documents can be viewed and filtered by clicking “Show all documents and comments in this folder” and then using the filter tools on the left side of the screen. Click the “Help” tab on the Regulations.gov home page for information on using Regulations.gov. The record may be viewed after the close of the comment period in the same manner as during the comment period.
* Agency website: https://www.fdic.gov/resources/regulations/federal-register-publications/. Follow the instructions for submitting comments on the Agency’s website.
*Hand Delivery/Mail: Comments can be hand delivered to the guard post located at the back of the
* E-mail: [email protected]. Include RIN 3064-ZA33 in the subject line of the message.
* Public Inspection: Comments received, including personal information provided, may be published without modification at https://www.fdic.gov/resources/regulations/federal-register-publications/.
Commentators should only submit information that they wish to be made public. The
NCUA: You may submit feedback by any of the following methods (please submit feedback by one method only):
* Federal Regulatory Portal: http://www.regulations.gov. Follow the instructions for submitting comments.
* Mail: address to
* Hand delivery/courier: Same as mailing address.
Public Inspection: You can view all public comments on the federal eRulemaking portal at http://www.regulations.gov as submitted, except for those that we cannot post for technical reasons. The NCUA will not edit or remove any identifying or contact information from public comments submitted. Due to social distancing measures in place, the usual ability to inspect hard copies of commentaries in the NCUA Law Library is not currently available. Once social distancing measures are relaxed, visitors can schedule an appointment to review hard copies by calling (703) 518-6540 or emailing [email protected].
FOR MORE INFORMATION, CONTACT:
I. Background on
FOOTNOTE 1 See FFIEC press release,
The Agencies propose to update and expand the 2009 statement by incorporating recent policy guidance on loan accommodations and accounting developments for estimating loan losses (proposed statement). In developing the proposed statement, the agencies consulted with regulators of state banks and credit unions. If finalized, the proposed statement will replace the 2009 statement for all supervised financial institutions. /2/
FOOTNOTE 2 For the purposes of these guidelines, financial institutions are those that are supervised by the
II. Outline of proposed statement
–This is a summary of a
Proposed policy statement with request for comments.
RIN number: “RIN 3064-ZA33”
Quote: “87 FR 47273”
Document number: “File ID OCC-2022-0017”; “Case Number NCUA-2022-0123”
Federal Register page number: “47273”